Insurance & Loss Prevention

15 Important Workplace Safety Talk Topics for Your Organization

by Global Guardian in Insurance & Loss Prevention, Legal, Risk Management, Safety & Security. Posted November 7, 2024

Regular safety talks are an essential part of building a strong safety culture in any workplace, and these topics are foundational for nearly every business. INSIDE THIS ARTICLE, YOU’LL FIND:The Importance of Safety Talks15 Workplace Safety Talk TopicsHow to Make Safety Talks Engaging Workplace safety isn’t just about avoiding accidents — it’s about creating an ...

A Comprehensive Guide to Substantial Structural Damage: Criteria, Repairs, and Code Compliance

by Erin Roberts in Hotel Development, Insurance & Loss Prevention, Risk Management. Posted October 24, 2024

Introduction: Substantial Structural Damage and Its Impact on Building Repairs Substantial structural damage (SSD) is a defined term within the International Code Council (ICC) building code library, which assesses the reduction in load-bearing capacity of a damaged building and may trigger required code upgrades during repair. An understanding of SSD and its implications is not only ...

Severe Convective Storms and Associated Insurance Weather Risks

by Daniel Shreiber in Insurance & Loss Prevention, Risk Management. Posted September 19, 2024

Severe convective storms (SCSs) occur during all seasons in the United States. According to Aon, [1] severe convective storms have accounted for 70% of global insurance losses in recent years, and there continues to be a rise in such losses, largely due to growing exposure. In the US state of Texas alone, between January 1, ...

Cybercrime vs. Cybersecurity: Learning the Tactics of Criminals to Protect Your Interests

by J.S. Held in Insurance & Loss Prevention, Safety & Security, Technology. Posted August 13, 2024

Introduction Gone are the days where technological solutions were “nice to have” options to provide us with better access to resources and improved process efficiencies. Nowadays, technological solutions – and specifically those that require data to operate – are ubiquitous. But as we use more data-driven technologies in our lives, have we considered the risks ...

Weather Hazards & Insurance Claims Considerations Across the US

by J.S. Held in Insurance & Loss Prevention, Legal. Posted July 30, 2024

Introduction: Exploring Hazardous Weather Patterns Across the US Every day, somewhere in the United States, some sort of hazardous weather is occurring. The vastness of the nation—from the Arctic Ocean coastline to the tropical beaches of the Florida Keys, to the mountain peaks of the Western United States, to the volcanos in Hawaii, the inhospitable ...

Property Insurance Coverage for Emerging Risk: Underground Climate Change

by Anderson Kill in Insurance & Loss Prevention, Legal, Risk Management. Posted February 13, 2024

Abstract: Studies have shown that heat emanating from basements, train tunnels, sewers, and other underground systems in major metropolises in the United States and Europe is heating the ground between city surfaces and the bedrock by as much as 27 degrees Fahrenheit. This “underground climate change” is affecting ground soil conditions, causing structural strains on ...

Businesswoman using laptop in the departure area at airport

Using Public Wi-Fi While Traveling? Here’s How to Protect Yourself

by Global Guardian in Insurance & Loss Prevention, Legal, Risk Management, Safety & Security, Technology, Travel. Posted December 14, 2023

Learn about the security risks associate with using public Wi-Fi and review practical tips to ensure your digital safety while on the road. In a world where staying connected is paramount, public Wi-Fi spots have become ubiquitous. These convenient networks offer an instant gateway to the online world, where you can connect with family and ...

Ransomware Malware Attack. Business Computer Hacked. Security Breach

Are cyberattacks an OSHA Issue?

by John Ho in Human Resources, Insurance & Loss Prevention, Legal, Risk Management, Safety & Security. Posted October 31, 2023

As technology evolves, unfortunately, so do ways to hack that technology. The recent cyberattacks in several casinos in Las Vegas are just one recent example of the growing concern about cyberattacks on businesses and the tremendous consequences and liability that may result from such attacks. Could OSHA be one such concern? At first blush, any ...

Addictive Prescription drugs With Warning Labels.

Fentanyl in Hotels

by HospitalityLawyer.com in Insurance & Loss Prevention, Legal, Safety & Security. Posted August 3, 2023

Drug overdoses are a significant problem in the United States, killing more than 107,000 people in 2021. Of those deaths, two-thirds were caused by fentanyl, a synthetic opioid that is 50 to 100 times stronger than morphine. While fentanyl is commonly used to manage severe pain, it is also abused, often added to heroin to ...

Important documents in files placed in the filing cabinet

10 Reasons Why It Is Critical For Employers To Get OSHA Injury and Illness Recordkeeping and Reporting Right — And How to Ensure It is Done Right

by Conn Maciel Carey in Human Resources, Insurance & Loss Prevention, Legal, Risk Management. Posted July 17, 2023

Although OSHA injury and illness recordkeeping and reporting has always been important from an OSHA compliance perspective, making correct recording and reporting decisions (i.e., not over- or under- recording or reporting) has never been more vital than it is today. We are at a moment in OSHA’s history when the agency is clearly staffing up ...