Insurance & Loss Prevention

Property Insurance Coverage for Emerging Risk: Underground Climate Change

by Anderson Kill in Insurance & Loss Prevention, Legal, Risk Management. Posted February 13, 2024

Abstract: Studies have shown that heat emanating from basements, train tunnels, sewers, and other underground systems in major metropolises in the United States and Europe is heating the ground between city surfaces and the bedrock by as much as 27 degrees Fahrenheit. This “underground climate change” is affecting ground soil conditions, causing structural strains on ...

Businesswoman using laptop in the departure area at airport

Using Public Wi-Fi While Traveling? Here’s How to Protect Yourself

by Global Guardian in Insurance & Loss Prevention, Legal, Risk Management, Safety & Security, Technology, Travel. Posted December 14, 2023

Learn about the security risks associate with using public Wi-Fi and review practical tips to ensure your digital safety while on the road. In a world where staying connected is paramount, public Wi-Fi spots have become ubiquitous. These convenient networks offer an instant gateway to the online world, where you can connect with family and ...

Ransomware Malware Attack. Business Computer Hacked. Security Breach

Are cyberattacks an OSHA Issue?

by John Ho in Human Resources, Insurance & Loss Prevention, Legal, Risk Management, Safety & Security. Posted October 31, 2023

As technology evolves, unfortunately, so do ways to hack that technology. The recent cyberattacks in several casinos in Las Vegas are just one recent example of the growing concern about cyberattacks on businesses and the tremendous consequences and liability that may result from such attacks. Could OSHA be one such concern? At first blush, any ...

Addictive Prescription drugs With Warning Labels.

Fentanyl in Hotels

by HospitalityLawyer.com in Insurance & Loss Prevention, Legal, Safety & Security. Posted August 3, 2023

Drug overdoses are a significant problem in the United States, killing more than 107,000 people in 2021. Of those deaths, two-thirds were caused by fentanyl, a synthetic opioid that is 50 to 100 times stronger than morphine. While fentanyl is commonly used to manage severe pain, it is also abused, often added to heroin to ...

Important documents in files placed in the filing cabinet

10 Reasons Why It Is Critical For Employers To Get OSHA Injury and Illness Recordkeeping and Reporting Right — And How to Ensure It is Done Right

by Conn Maciel Carey in Human Resources, Insurance & Loss Prevention, Legal, Risk Management. Posted July 17, 2023

Although OSHA injury and illness recordkeeping and reporting has always been important from an OSHA compliance perspective, making correct recording and reporting decisions (i.e., not over- or under- recording or reporting) has never been more vital than it is today. We are at a moment in OSHA’s history when the agency is clearly staffing up ...

Trends in Hotel Receiverships

by Foley Lardner in Insurance & Loss Prevention, Lodging. Posted July 20, 2022

State of Play Bankruptcies in the hotel industry haven’t been as prevalent as predicted at the beginning of the pandemic. The industry expected to see a tidal wave of bankruptcies due to the business impact from COVID-19, from stay at home orders and non-essential designations, to lack of leisure and business travel even as restrictions ...

Hotel Safety and Security Risks to Owners, Operators & Insurance

by Hagwood & Tipton in Insurance & Loss Prevention, Lodging, Risk Management, Safety & Security. Posted June 29, 2022

The extent of liability to the owner, operator, and insurer of a hotel for any injury to a guest on the premises must always be determined on a case-by-case and state-by-state basis. However, there are some general principles that can be helpful in mitigating risk for each of the aforementioned parties when a guest is ...

How The Pandemic Re-Shaped Force Majeure

by Eckert Seamans in Coronavirus (COVID-19), Insurance & Loss Prevention, Legal. Posted April 22, 2021

When COVID-19 began its swift spread in the winter of 2019 and on a more global scale in the early spring of 2020, it did not take long for the term “force majeure” to dominate discussions, especially within the hospitality industry. Who could have predicted its extensive global economic impact? Think about the massive shutdowns, ...

Theft in the Restaurant Industry and the Influence of Peers in Worker Misconduct

by Ethics Suite in Food & Beverage, Insurance & Loss Prevention. Posted November 24, 2020

Introduction An extensive study of theft among restaurant workers was conducted recently by three researchers from the Olin Business School at Washington University in St. Louis. The results — based on transaction and theft data from 83,153 servers at 1,049 restaurants from 34 chains across 46 states in the U.S. over seven years, are compelling ...

red umbrella protecting businessmen from virus bacteria

Insurance Coverage for Losses and Claims Associated with the Coronavirus

by Pasich in Coronavirus (COVID-19), Insurance & Loss Prevention, Risk Management. Posted March 18, 2020

I. INTRODUCTION A. The Impact of the Coronavirus and the Resulting Sickness or Disease Since the “coronavirus” was first identified in Wuhan, Hubei Province, China, the World Health Organization (“WHO”) has confirmed that more than 110,000 people have been infected with the SARS-CoV-2 virus and more than 3,000 people have died from the resulting COVID-19.(1) ...