Insurance & Loss Prevention - HospitalityLawyer.com®

Workplace Violence – How to Deal with a Disgruntled Ex-Employee

by AFIMAC Global in Human Resources, Insurance & Loss Prevention. Posted January 5, 2016

by Joseph Schollaert You are an executive working intently in your office when your assistant calls and informs you that a disgruntled ex-employee has shown up at the facility with a weapon and is threatening employees. Will you know what to do, or better yet, what not to do? Workplace violence can be defined as ...

Employers Reminded Of Workplace Violence Dangers

by Melody Rayl in Human Resources, Insurance & Loss Prevention. Posted December 7, 2015

A new case on workplace violence in Missouri demonstrates the practical and legal challenges many employers face in today’s environment. The case shows the risk extends beyond violence by employees to violence by nonemployees – particularly in situations involving domestic abuse. Background: Employee Assigns Partial Blame For Tragedy On EmployerThe facts of the case are ...

Insurance Coverage For Possible Ebola Claims Involving Hospitality Businesses

by Marshall Gilinsky in Food & Beverage, Insurance & Loss Prevention, Lodging. Posted November 24, 2015

Originally published in Anderson Kill’s Hospitality Alert, Nov. 2014 Co-authored by Diana Shafter Gliedman Now that the first cases of Ebola in the United States have been treated and the country is for the moment Ebola-free, it’s easier than two months ago to maintain perspective. Ebola is difficult to contract, and widespread outbreaks in the ...

Matching Your EPLI to Your Actual Employment Risks

by Robert Horkovich in Insurance & Loss Prevention. Posted November 22, 2015

No employer is immune from employment-related lawsuits, particularly at a time when the Department of Labor, the Equal Employment Opportunity Commission and the National Labor Relations Board are inclined to take an employee’s side in disputes. Employment practices liability insurance (EPLI) provides important protection against this ongoing but ever-evolving risk. Prudent companies seeking to minimize ...

Death in Airbnb Rental Raises Liability Questions

by NY Times in Insurance & Loss Prevention, Lodging, Safety & Security. Posted November 16, 2015

By ROB LIEBER There is no better — or sadder — way to explain how Zak Stone’s father died in a vacation rental than how he did himself this week, so this is how he began the essay he wrote for the online magazine Matter. “The rope swing looked inviting. Photos of it on Airbnb ...

Contracts With Insurance Brokers: Do’s and Don’ts

by Finley Harckham in Insurance & Loss Prevention. Posted September 27, 2015

Insurance brokers are among the most important suppliers that any company deals with. Yet, often the arrangement between brokers and their clients consists of nothing more than a broker of record letter, or even a verbal authorization to present insurance proposals. As a general rule, a written agreement that addresses the scope of services provided ...

Would You Drop to the Floor If Shooting Broke Out In Your Workplace?

by Howard Mavity in Insurance & Loss Prevention, Safety & Security. Posted September 14, 2015

With depressing regularity, we receive calls asking for guidance in evaluating and responding to potential workplace violence threats. The threats are rarely serious but in this era, one can never ignore concerns. There are no easy formulas to determine if a threat is genuine. If you review the factors that may indicate that someone is ...

Gun Violence in America

by The Soufan Group in Insurance & Loss Prevention, Safety & Security. Posted August 31, 2015

Bottom Line Up Front: While terrorism dominates U.S. political and foreign policy concerns, the threat posed by domestic gun violence—from a statistical standpoint—far outweighs the threat of terrorism within the United States With over 30,000 gun-related deaths a year (less than half of which are murders, and the rest suicides and accidental deaths), the United ...

Crime Prevention Through Environmental Design

by Donald Decker in Insurance & Loss Prevention, Lodging, Safety & Security. Posted August 6, 2015

The hospitality industry provides or the safety and security of its patrons and employees on its premises. This responsibility extends to all parts of the premises to which patrons and employees may be expected to go and to those parts of the premises that the business has led the patrons and employees to believe they ...

Foreign Trip Travel Insurance and Evacuations

by Scott West in Insurance & Loss Prevention, Travel. Posted August 6, 2015

One of my clients recently requested foreign trip travel insurance to Kurdistan through a major insurance company. While discussing the proposal with the underwriter, I asked if Kurdistan was on a no-travel list. Her response: “Oh, it should be fine!” Somewhat perplexed by her reaction, I politely informed her that Kurdistan is a province in ...

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