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Property Insurance Coverage for Emerging Risk: Underground Climate Change

by Anderson Kill in Insurance & Loss Prevention, Legal, Risk Management. Posted February 13, 2024

Abstract: Studies have shown that heat emanating from basements, train tunnels, sewers, and other underground systems in major metropolises in the United States and Europe is heating the ground between city surfaces and the bedrock by as much as 27 degrees Fahrenheit. This “underground climate change” is affecting ground soil conditions, causing structural strains on ...

Social media applications X, instagram, LinkedIn, discord, reddit, Threads, Facebook on smart phone screen.

Employers, Take Note: New York Law Will Prohibit Access to Employees’ Private Social Media Accounts

by Anderson Kill in Human Resources, Legal, Technology. Posted December 19, 2023

We recall the following well-publicized Facebook posting from a number of years ago: The photograph of a young man, in a very smoke-filled room, wearing a Grateful Dead t-shirt and holding a very large marijuana cigarette. The caption read: “I like to smoke a giant spliff on week-ends.” Needless to say, any employer who viewed ...

Pleasant pregnant woman sitting at the table and touching her belly while using her laptop

Federal Pregnant Workers Fairness Act Goes Into Effect

by Anderson Kill in Human Resources, Legal. Posted August 15, 2023

On June 27, 2023 the Pregnant Workers Fairness Act (PWFA) went into effect, and the Equal Opportunity Employment Commission (EEOC) began accepting charges under the new law. Signed into law by President Biden on December 29, 2022, the PWFA requires “covered employers” to provide “reasonable accommodations” to workers with known limitations related to pregnancy, childbirth, ...

Insurance Coverage for Losses Stemming from the Coronavirus

by Anderson Kill in Coronavirus (COVID-19), Insurance & Loss Prevention, Risk Management. Posted February 25, 2020

The coronavirus has not only sickened tens of thousands of people, killed several hundred, and disrupted life for millions, but has also sharply impacted the second-largest economy in the world. Many Chinese companies have suspended operations, and international companies like Starbucks, Apple, McDonalds, KFC, and Pizza Hut have closed their stores in Wuhan and elsewhere. ...

Understanding Post-Storm Business Interruption Coverage

by Anderson Kill in Insurance & Loss Prevention, Risk Management, Safety & Security. Posted November 30, 2017

The full extent of economic damage from this year’s devastating hurricanes—Harvey, Irma, Juan and Maria—will not be evident for some time. That impact is likely to extend well beyond the Gulf states, Puerto Rico and the Virgin Islands to the greater United States and even global economy. Damage to major oil refineries and chemical, plastics ...

Where ‘Natural’ Takes on A Whole New Meaning

by Anderson Kill in Food & Beverage, Legal. Posted August 24, 2017

The term “natural” in the food and beverage industry has long been an effective selling point as U.S. consumers look to live healthier lifestyles. An issue, however, arises when the term is deployed to entice consumers, regardless of whether the product is in fact “natural” as an average person would understand the term. On that ...

Contempt Is Nothing to Sneer At

by Anderson Kill in Legal. Posted August 10, 2017

Contempt remedies can be a useful tool to compel compliance with a court order, whether it be to produce certain documents, appear for a deposition, or otherwise comply with a valid and enforceable court order. The common understanding of the remedy is that courts and litigants use it to coerce noncompliant parties and nonparties to ...

Hospitality & Gaming Risk Management

by Anderson Kill in Legal, Risk Management, Safety & Security, Technology. Posted April 11, 2016

Cyber Risk Management In the realm of hospitality and gaming risk management, “securing data against unauthorized and unintentional disclosure continues to be elusive” and consistently presents itself as a problem. It is important to emphasize the need for a “strategy that includes careful contracting, quality insurance coverage, and cyber security due diligence” to fight against ...

Insurance Recovery for Business Interruption & Slowdown

by Anderson Kill in Insurance & Loss Prevention. Posted April 14, 2014

What happens when a hotel suffers property damage, whether by natural disaster or man-made accident, and is forced to close some or all of its rooms, amenities or services? It is important to understand how insurance can protect you from the resulting financial loss. In addition to potential recovery for property damage from your property/casualty ...

Maximizing Insurance Recovery For Employee Crime

by Anderson Kill in Human Resources, Insurance & Loss Prevention. Posted October 11, 2013

Employee theft is a significant source of loss in the hospitality industry. Reports have found that 34% of employees in the 18-29 age bracket believe that stealing from their employer is justifiable. It is believed that as much as one-third of all restaurant failures are due, in significant part, to theft by employees, and the ...

Articles Posted by Anderson Kill