Insurance & Loss Prevention ( Page 3 )

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The Most Aggressive Privacy Law in the U.S.: Tracking the California Consumer Privacy Act of 2018

Signed into law on June 28, 2018, the California Consumer Privacy Act provides the most comprehensive and aggressive privacy law in the United States — despite being pushed through the legislative process in one week. The California State Legislature will reconvene from Summer Recess on Monday, August 6, and it is expected to reevaluate the ...
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Mitigating Risk for Rogue Employee Speech

Generally, employers can be held vicariously liable for the tortious conduct of an employee committed within the scope of his or her employment.  This often arises in the context of negligence cases, such as automobile and workplace accidents.  However, employers can also be held liable for defamatory statements made by their employees when those statements ...
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Disease Threats: How to Secure the Corporate Workplace

A proactive approach to local and international disease threats is an essential and often overlooked safeguard to business productivity and duty of care. Human capital is arguably worth more to a business than tangible assets, because it is often the key competitive advantage that distinguishes a business in the marketplace. Infectious diseases are a constant ...
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Special Handling of Hospitality Claims Involving Minor Children of All Ages

Hospitality claims involving children differ from adult claims because generally the law does not expect children to comprehend the dangers they might face. As a result, the common law has recognized the doctrine of attractive nuisance. This doctrine confers a duty upon landowners who have reason to believe that children may come onto their property. ...
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Techniques to Reduce Security Claims; Crime Prevention Through Environmental Design

Crime Prevention Through Environmental Design (CPTED) emphasizes using the structures, spaces, lighting and people around an area to prevent crime and to increase loss prevention. Accomplishing this task is not an easy one; architects attempt to beautify, and engineers attempt to increase efficiency. While all stakeholders must be responsive to meeting the objectives of the ...
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Navigating Insurance Coverage in the Wake of a Natural Disaster

Flood waters eventually recede; fires are extinguished; and earthquake-damaged buildings are shored. It is only then that the financial toll of a natural disaster can begin to be tallied.Natural disasters are expensive. The 2017 California wildfires are estimated to resulted in $180 billion in damages. Hurricanes Harvey and Maria are estimated to have caused $200 ...
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“Hands Off, Pants On” When Guests Sexually Harass Your Hotel Employees

In an April 2016 survey of 400 Chicago-area women working at hotels, nearly 50 percent indicated that they have had a guest answer the door naked, expose themselves, or were otherwise flashed. Worse yet, 1 in 10 said they had been kissed, grabbed, pinched, or groped by a guest. Hotel employees reported incidents in which they were ...
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Premises Securities Litigation

This [article] gives a brief overview of how to deal with premises security litigation when it arises on your premises. It addresses case management, investigation and evaluation. Based on these three building blocks, it highlights best litigation planning, budgeting and best resolution plans for security claims. CASE MANAGEMENT Once a complaint is received by your ...
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Risk Management – Alcohol and Recreational Marijuana – Meetings & Events

Hosting a meeting or event can open your company up to risk and liability. It is important to carefully examine each event individually, looking for what could go wrong, weaknesses and specific threats or hazards. Although this seems like a negative approach, it is actually a positive: after all, you want to make sure your ...
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New Wave of ADA Website Lawsuits

Recently, there have been a slew of lawsuits filed across the country alleging that owners and operators of hotels and other places of lodging are using websites that violate the Americans with Disabilities Act (“ADA”). These lawsuits are different than the wave of lawsuits and demand letters sent to so many hotels and other places ...
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