Insurance & Loss Prevention - HospitalityLawyer.com®

No One Likes Surprises – Corporate Counsel Lessons Learned by Clients

by Craig Harris in Insurance & Loss Prevention, Legal. Posted June 8, 2019

I. Introduction I often think of the words first heard spoken by the Fram Oil mechanic in the television commercial many years ago – “you can pay me now or you can pay me later.” The wisdom of this statement has been proven time and time again. Its application in the legal services context is ...

The Most Frequent Hospitality Claims

by Allen Wolff in Insurance & Loss Prevention, Risk Management. Posted December 25, 2018

Property ClaimsThe most common types of hotel property claims are: general water damage, sprinkler water damage, hail, wind, and fire. These five causes account for two-thirds of hotel property claims. Fortunately, they are commonly covered by first party property insurance. First party property coverage is for damage to a policyholder’s own property, not for damage ...

Knowing Water Freezes Does NOT Mean Defendant Should Foresee that Water Will Freeze at a Certain Location

by Brian Cafritz in Insurance & Loss Prevention, Legal. Posted September 11, 2018

Businesses can control many factors on their property, but they cannot control the weather or alter the laws of physics. Water freezes at 32°F. Ice is slippery. Everybody knows the basic facts of the physical properties of water and ice. Among attorneys, there’s another equally well-known fact: Whenever a plaintiff slips and falls on ice—whether ...

Five Tips for Protecting Your Company’s Trade Secrets

by David Barron in Food & Beverage, Human Resources, Insurance & Loss Prevention, Legal. Posted September 6, 2018

Protecting your trade secrets and proprietary information is a vital part of your business. Every company needs to have policies and agreements in place to prevent employees from stealing property, and wrongfully soliciting your employees and customers when they leave to work for a competitor. Equally important, you must ensure that newly hired employees understand ...

The Unique Challenges of Data Security in the Hospitality Industry

by Eckert Seamans in Insurance & Loss Prevention, Lodging, Risk Management, Technology. Posted August 30, 2018

The hospitality industry has been in the news frequently over the past year as a result of multiple and significant data security incidents. Nationally recognized hotel and resort brands continue to suffer by cyber-attacks, including theft of payment card data from their retail and food/beverage outlets, and at times theft of guest data from reservations ...

The Most Aggressive Privacy Law in the U.S.: Tracking the California Consumer Privacy Act of 2018

by Faegre Baker Daniels in Insurance & Loss Prevention, Legal, Technology. Posted August 14, 2018

Signed into law on June 28, 2018, the California Consumer Privacy Act provides the most comprehensive and aggressive privacy law in the United States — despite being pushed through the legislative process in one week. The California State Legislature will reconvene from Summer Recess on Monday, August 6, and it is expected to reevaluate the ...

Mitigating Risk for Rogue Employee Speech

by Daniel Deacon in Human Resources, Insurance & Loss Prevention, Legal, Risk Management. Posted August 9, 2018

Generally, employers can be held vicariously liable for the tortious conduct of an employee committed within the scope of his or her employment. This often arises in the context of negligence cases, such as automobile and workplace accidents. However, employers can also be held liable for defamatory statements made by their employees when those statements ...

Disease Threats: How to Secure the Corporate Workplace

by WorldAware in Insurance & Loss Prevention, Risk Management, Safety & Security, Travel. Posted July 26, 2018

A proactive approach to local and international disease threats is an essential and often overlooked safeguard to business productivity and duty of care. Human capital is arguably worth more to a business than tangible assets, because it is often the key competitive advantage that distinguishes a business in the marketplace. Infectious diseases are a constant ...

Special Handling of Hospitality Claims Involving Minor Children of All Ages

by Niva Harney-Hiller in Insurance & Loss Prevention, Legal. Posted July 24, 2018

Hospitality claims involving children differ from adult claims because generally the law does not expect children to comprehend the dangers they might face. As a result, the common law has recognized the doctrine of attractive nuisance. This doctrine confers a duty upon landowners who have reason to believe that children may come onto their property. ...

Techniques to Reduce Security Claims; Crime Prevention Through Environmental Design

by Daniel Loo in Hotel Development, Insurance & Loss Prevention, Risk Management, Safety & Security. Posted June 30, 2018

Crime Prevention Through Environmental Design (CPTED) emphasizes using the structures, spaces, lighting and people around an area to prevent crime and to increase loss prevention. Accomplishing this task is not an easy one; architects attempt to beautify, and engineers attempt to increase efficiency. While all stakeholders must be responsive to meeting the objectives of the ...

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