Insurance

Weather Hazards & Insurance Claims Considerations Across the US

by J.S. Held in Insurance & Loss Prevention, Legal. Posted July 30, 2024

Introduction: Exploring Hazardous Weather Patterns Across the US Every day, somewhere in the United States, some sort of hazardous weather is occurring. The vastness of the nation—from the Arctic Ocean coastline to the tropical beaches of the Florida Keys, to the mountain peaks of the Western United States, to the volcanos in Hawaii, the inhospitable ...

Property Insurance Coverage for Emerging Risk: Underground Climate Change

by Anderson Kill in Insurance & Loss Prevention, Legal, Risk Management. Posted February 13, 2024

Abstract: Studies have shown that heat emanating from basements, train tunnels, sewers, and other underground systems in major metropolises in the United States and Europe is heating the ground between city surfaces and the bedrock by as much as 27 degrees Fahrenheit. This “underground climate change” is affecting ground soil conditions, causing structural strains on ...

Important documents in files placed in the filing cabinet

10 Reasons Why It Is Critical For Employers To Get OSHA Injury and Illness Recordkeeping and Reporting Right — And How to Ensure It is Done Right

by Conn Maciel Carey in Human Resources, Insurance & Loss Prevention, Legal, Risk Management. Posted July 17, 2023

Although OSHA injury and illness recordkeeping and reporting has always been important from an OSHA compliance perspective, making correct recording and reporting decisions (i.e., not over- or under- recording or reporting) has never been more vital than it is today. We are at a moment in OSHA’s history when the agency is clearly staffing up ...

Resources to Combat the Coronavirus

by HospitalityLawyer.com in Coronavirus (COVID-19), Featured, Food & Beverage, Lodging, Risk Management, Safety & Security, Travel. Posted March 7, 2020

This ConvergeBlog post features several articles that provide valuable information about COVID-10, or the Coronavirus. It is our hope that these articles can assist the travel and hospitality industries to combat the virus and manage the risks that come with it. We will continue to add links with updated information and valuable tips For more ...

Recent Trends in Hotel Violence, Insurance, and Legal Liabilities

by Jeff Moore in Insurance & Loss Prevention, Legal, Lodging, Risk Management, Safety & Security, Travel. Posted January 18, 2020

“A hotel has a duty to adopt reasonable security measures to protect guests from foreseeable harm. Foreseeability can be established from past circumstances that are likely to be repeated.” Judge Karen Morris, “Hotel security requires vigilant attention,” Hotel Management, 19 August 2019. In this brief, Jeff M. Moore, PhD, will discuss recent trends in hotel ...

Two Sides of the Hotel Security Equation

by Hayley Pham in Insurance & Loss Prevention, Legal, Lodging, Risk Management, Safety & Security. Posted May 17, 2018

Recently, as we were planning and executing two conferences at two different hotels, we encountered such totally different perspectives on conference attendee safety that we wondered if we were in a reality TV show. Here’s a look at how that script might play out: Hotel safety protocols Scene I Exterior: London, England. Upscale major branded ...

An Often Overlooked Tool in Workplace Safety Prevention: The Near-Miss Investigation

by John Ho in Insurance & Loss Prevention, Risk Management, Safety & Security. Posted October 11, 2017

OSHA defines a near miss as an incident in which no property was damaged and no personal injury was sustained, but where, given a slight shift in time or position, damage or injury easily could have occurred. Put simply, someone got lucky. Because there was no damage, these near miss incidents are often ignored or ...

Binary Treachery: Defending Yourself from Attacks Coming at the Speed of Light

by David Denney in Food & Beverage, Insurance & Loss Prevention, Risk Management. Posted January 10, 2017

It seems these days that not a month goes by when one does not hear about a major company’s network infrastructure being hacked. Major retailers (including bars and restaurants), insurance companies, payment systems and even Experian, the credit reporting agency, have been victims of cyber attacks resulting in the theft of the personal information of ...

Small Business Safety and Threat Reduction

by admin in Insurance & Loss Prevention. Posted July 5, 2015

A Basic Guide To Conducting a Threat Assessment For Your Small Business How does the small business owner detect and prevent physical and cyber threats to the enterprise? Is it necessary, worthwhile or should anyone really care? With everything else for the shopkeeper to do, between ordering and inventorying merchandise, training employees and trying to ...

Safety Tips to Prevent Ladder Injuries in Your Hotel

by Jesse Denton in Legal, Lodging, Safety & Security. Posted January 20, 2013

Ladders are a common tool utilized by the maintenance and engineering staff in nearly every hotel. They enable personnel to reach high places for a variety of reasons such as hanging banners, changing light bulbs, checking sprinkler heads, dusting high areas, accessing roof areas, and so much more. Yet, each year there are more than ...