Insurance & Loss Prevention - HospitalityLawyer.com®

A survey of US State Workers’ Compensation Laws and their Application to Traveling Employees

by admin in Insurance & Loss Prevention. Posted May 14, 2015

Co-authored by Brenda-Lee Ravdel and Stephen Barth How do the US 50 states’ workers’ compensation laws protect US businesses and their global and domestic travelers at home and abroad? INTRODUCTION: Business Travel by United States companies has grown exponentially over the past years. As a result, both the foreseen and unforeseen liabilities for businesses and ...

The Invisible Killer: Carbon Monoxide Safety and Hotels

by admin in Insurance & Loss Prevention, Lodging, Safety & Security. Posted May 14, 2015

Carbon monoxide has been in the news recently in the wake of a series of gas-related deaths in a North Carolina hotel. While statistically rare, carbon monoxide poisoning nonetheless presents a serious problem for both hotel operators and their guests. This gas—odorless, tasteless, and colorless—can emit from malfunctioning furnaces and water heaters. If inhaled in ...

It’s Time to Investigate Cyber Insurance

by Peter Vogel in Insurance & Loss Prevention, Technology. Posted April 29, 2015

Most IT leaders plan for cyber-attacks by constructing firewalls and installing security hardware and software. Even so, with the widespread proliferation of malware, companies are finding that their IT infrastructure has been attacked, customer data has been compromised, the IT system is being held for ransom, and assets are missing. Almost every day there are ...

Preparing Today for Future Cyber Risks

by Alvarez & Marsal in Insurance & Loss Prevention, Safety & Security, Technology. Posted April 29, 2015

While companies around the world are experiencing numerous benefits from online transactions and interactions, the accompanying risks remain less visible. Cyber threats continue to evolve and rapidly expand, in terms of sophistication, complexity and the scale of their consequences. Lone hackers have been replaced by well-funded and organized cyber-crime networks, state-backed groups, terrorist organizations, and ...

Importance of Business Income From Dependent Properties Coverage

by Jared Zola in Insurance & Loss Prevention. Posted March 18, 2015

On February 11, 2014, John Henitz and I spoke on a panel at the @Hospitality_Law 2014 Conference discussing maximizing coverage for large property and business interruption claims. We presented a hypothetical scenario in which Acme Hospitality is a full service Real Estate company that owns several hotels, including one in Galveston, Texas that a hurricane ...

Yikes! Ransomware Could Take Over Your Hard Drive

by Peter Vogel in Insurance & Loss Prevention, Travel. Posted March 3, 2015

Once data is held for ransom, there’s no guaranteed way to reclaim it — not even payment. Ransomware’s victims typically are those with the least protection. To avoid becoming a target, install strong security tools on your computer and mobile devices, back up data to a reliable cloud service, keep passwords in a secure location, ...

A Guide to Cyber Coverage

by Anjali Das in Insurance & Loss Prevention, Risk Management, Technology. Posted November 6, 2014

This article was first published in the ABA Coverage Journal July-August 2014, Vol. 24, No. 4. Unless you have been living under a rock for the past few years (without a wireless connection), you are likely familiar with the countless news stories that unfold every day reporting seemingly fantastic tales of cyber espionage, hacker attacks, ...

Is Your Employment Practices Liability Insurance Covering the Right Risks?

by Darin McMullen in Human Resources, Insurance & Loss Prevention, Legal, Risk Management. Posted September 23, 2014

While no employer is immune from employment-related lawsuits, particularly in a sluggish economy, the hospitality industry faces unique, yet recurring, challenges in terms of employment-based claims – and thus is particularly reliant on employment practices liability insurance (EPLI). Because the hospitality industry is among the leaders in workplace diversity, discrimination claims based on race, gender, ...

Political Risk Insurance for Businesses Operating in Russia and Ukraine

by Kirk Pasich in Insurance & Loss Prevention. Posted August 19, 2014

Given recent events, there is an increased interest in political risk insurance in Russia and Ukraine. However, it also appears that insurers have stopped underwriting political risk insurance, at least for exposures in Ukraine for the time being, and many insurers are declining to quote on Russian exposures, or are subjecting new inquiries to greater, ...

ADA Interactive Process: A Quiz for Employers

by Robin Shea in Human Resources, Insurance & Loss Prevention, Legal. Posted July 29, 2014

What do you really know about the “interactive process” under the Americans with Disabilities Act? This is one area in which I am always getting questions, and I think it’s the terminology that scares employers. “Interactive process” sounds so intimidating. Instead of ”interactive process,” it should be called “sit-down.” When an individual needs a reasonable accommodation, ...

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