Insurance & Loss Prevention ( Page 5 )

  • Home
  • Insurance & Loss Prevention
  •  ( Page 5 )

5 Things Businesses Need to Do If They Think They’re About to Be Sued

How prepared are you to handle being sued?  The shock of a lawsuit often catches businesses off guard, leaving them vulnerable to complications that could have been easily avoided.  Having a plan and acting swiftly can go a long way in terms of limiting your exposure, minimizing unnecessary case hiccups and maintaining a healthy morale ...
Read more

Workplace Violence Fatalities Up in 2016

The Bureau of Labor Statistics recently published workplace fatality statistics for 2016 showing a 7-percent increase from 2015.  Within this increase, workplace violence and other injuries by persons or animals increased 23 percent to become the second-most common fatal event in 2016.  This increase represents an additional 163 cases to 866 in 2016.  Workplace homicides ...
Read more

Avoiding The Blame Game: How To Limit Your Liability To Other Companies’ Employees

Numerous individuals who work in retail stores are actually employed by a company other than the retailer itself. These include vendor employees stocking product, sampling employees who offer customers tasty treats, inventory company employees, cleaning crews, security guards, and delivery personnel. Whether you could be liable as a retailer for the conduct of one of ...
Read more

Surf’s Up! Don’t Become The Next Victim Of A Surfing Suit

The past few years have seen a steep increase in litigation brought against hospitality businesses under Title III of the Americans with Disabilities Act (ADA). These suits often contend that certain aspects of a building, bathroom, or parking lot do not comply with the ADA’s detailed standards and regulations. With the goal of creating a ...
Read more

Flu Season: Is Your Workplace Prepared?

Influenza (or flu) season has begun in the Northern Hemisphere, where flu activity will continue to increase in the coming months. Even though the flu is a highly contagious and can cause potentially serious disease, many employers do not recognize it as a significant threat and likely suffer losses to their bottom line as a ...
Read more

Steps Employers Can Take to Prevent and Respond to Claims of Sexual Harassment

High-profile instances of inappropriate sexual behavior and sexual harassment in the workplace continue to grab headlines. While media coverage has focused on cases from the media, entertainment and political arenas, every employer should have heightened awareness of sexual harassment in the workplace at this time, regardless of industry. Of course, the media coverage of the ...
Read more

Understanding Post-Storm Business Interruption Coverage

The full extent of economic damage from this year’s devastating hurricanes—Harvey, Irma, Juan and Maria—will not be evident for some time. That impact is likely to extend well beyond the Gulf states, Puerto Rico and the Virgin Islands to the greater United States and even global economy. Damage to major oil refineries and chemical, plastics ...
Read more

6 Ways to Protect Yourself Against a Data Breach

The threat of credit card data breaches and hacks throughout companies is unfortunately becoming more common as the world expands globally and technologically. As a traveler, the last thing you want to worry about is whether or not a stranger will gain access to your personal and company information through your credit card or other ...
Read more

An Often Overlooked Tool in Workplace Safety Prevention: The Near-Miss Investigation

OSHA defines a near miss as an incident in which no property was damaged and no personal injury was sustained, but where, given a slight shift in time or position, damage or injury easily could have occurred. Put simply, someone got lucky. Because there was no damage, these near miss incidents are often ignored or ...
Read more

Cyber Insurance: Get What You Pay For

Due to the increasing number of successful and attempted cyber-attacks and increased government scrutiny surrounding protection of confidential information, companies cannot ignore the various risks associated with potential data breaches.  The result is that more and more companies are considering and purchasing cyber insurance.  Companies are increasingly recognizing that customer names, customer financial data, credit ...
Read more