Insurance & Loss Prevention - HospitalityLawyer.com®

Avoiding The Blame Game: How To Limit Your Liability To Other Companies’ Employees

by Edward Harold in Food & Beverage, Human Resources, Insurance & Loss Prevention, Legal, Risk Management. Posted January 16, 2018

Numerous individuals who work in retail stores are actually employed by a company other than the retailer itself. These include vendor employees stocking product, sampling employees who offer customers tasty treats, inventory company employees, cleaning crews, security guards, and delivery personnel. Whether you could be liable as a retailer for the conduct of one of ...

Surf’s Up! Don’t Become The Next Victim Of A Surfing Suit

by Michelle Anderson in Food & Beverage, Hotel Development, Insurance & Loss Prevention, Legal, Technology. Posted December 30, 2017

The past few years have seen a steep increase in litigation brought against hospitality businesses under Title III of the Americans with Disabilities Act (ADA). These suits often contend that certain aspects of a building, bathroom, or parking lot do not comply with the ADA’s detailed standards and regulations. With the goal of creating a ...

Flu Season: Is Your Workplace Prepared?

by Melissa Dudley in Human Resources, Insurance & Loss Prevention. Posted December 14, 2017

Influenza (or flu) season has begun in the Northern Hemisphere, where flu activity will continue to increase in the coming months. Even though the flu is a highly contagious and can cause potentially serious disease, many employers do not recognize it as a significant threat and likely suffer losses to their bottom line as a ...

Steps Employers Can Take to Prevent and Respond to Claims of Sexual Harassment

by Andrea Kirshenbaum in Human Resources, Insurance & Loss Prevention, Legal. Posted December 7, 2017

High-profile instances of inappropriate sexual behavior and sexual harassment in the workplace continue to grab headlines. While media coverage has focused on cases from the media, entertainment and political arenas, every employer should have heightened awareness of sexual harassment in the workplace at this time, regardless of industry. Of course, the media coverage of the ...

Understanding Post-Storm Business Interruption Coverage

by Anderson Kill in Insurance & Loss Prevention, Risk Management, Safety & Security. Posted November 30, 2017

The full extent of economic damage from this year’s devastating hurricanes—Harvey, Irma, Juan and Maria—will not be evident for some time. That impact is likely to extend well beyond the Gulf states, Puerto Rico and the Virgin Islands to the greater United States and even global economy. Damage to major oil refineries and chemical, plastics ...

6 Ways to Protect Yourself Against a Data Breach

by Liz Salkin in Insurance & Loss Prevention, Safety & Security, Technology, Travel. Posted November 14, 2017

The threat of credit card data breaches and hacks throughout companies is unfortunately becoming more common as the world expands globally and technologically. As a traveler, the last thing you want to worry about is whether or not a stranger will gain access to your personal and company information through your credit card or other ...

An Often Overlooked Tool in Workplace Safety Prevention: The Near-Miss Investigation

by John Ho in Insurance & Loss Prevention, Risk Management, Safety & Security. Posted October 11, 2017

OSHA defines a near miss as an incident in which no property was damaged and no personal injury was sustained, but where, given a slight shift in time or position, damage or injury easily could have occurred. Put simply, someone got lucky. Because there was no damage, these near miss incidents are often ignored or ...

Cyber Insurance: Get What You Pay For

by Fisher Phillips in Insurance & Loss Prevention, Risk Management. Posted October 7, 2017

Due to the increasing number of successful and attempted cyber-attacks and increased government scrutiny surrounding protection of confidential information, companies cannot ignore the various risks associated with potential data breaches. The result is that more and more companies are considering and purchasing cyber insurance. Companies are increasingly recognizing that customer names, customer financial data, credit ...

5 Things All Businesses With Child Guests Should Include in a Child Protection Policy

by Faegre Baker Daniels in Insurance & Loss Prevention, Risk Management, Safety & Security. Posted October 6, 2017

Children and vulnerable adults (i.e., adults with disabilities who need assistance with self-care) face unique threats because of their inability to recognize and protect themselves from danger. Organizations that have direct or even indirect contact with children or vulnerable adults should create and adopt a child protection policy and related training program to better safeguard ...

The Importance of Reporting Workplace Injuries

by John Ho in Insurance & Loss Prevention, Legal, Safety & Security. Posted October 3, 2017

There are some OSHA lessons to be learned and things to think about from the recent Third Department case in Silvestri v. New York City Transit Authority, 2017 N.Y Slip Op 06123 (August 10, 2017). In Silvestri, the Third Department affirmed a decision by the Workers’ Compensation Board that the widow of a deceased employee working at ...

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