Insurance & Loss Prevention ( Page 5 )

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6 Ways to Protect Yourself Against a Data Breach

The threat of credit card data breaches and hacks throughout companies is unfortunately becoming more common as the world expands globally and technologically. As a traveler, the last thing you want to worry about is whether or not a stranger will gain access to your personal and company information through your credit card or other ...
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An Often Overlooked Tool in Workplace Safety Prevention: The Near-Miss Investigation

OSHA defines a near miss as an incident in which no property was damaged and no personal injury was sustained, but where, given a slight shift in time or position, damage or injury easily could have occurred. Put simply, someone got lucky. Because there was no damage, these near miss incidents are often ignored or ...
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Cyber Insurance: Get What You Pay For

Due to the increasing number of successful and attempted cyber-attacks and increased government scrutiny surrounding protection of confidential information, companies cannot ignore the various risks associated with potential data breaches.  The result is that more and more companies are considering and purchasing cyber insurance.  Companies are increasingly recognizing that customer names, customer financial data, credit ...
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5 Things All Businesses With Child Guests Should Include in a Child Protection Policy

Children and vulnerable adults (i.e., adults with disabilities who need assistance with self-care) face unique threats because of their inability to recognize and protect themselves from danger. Organizations that have direct or even indirect contact with children or vulnerable adults should create and adopt a child protection policy and related training program to better safeguard ...
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The Importance of Reporting Workplace Injuries

There are some OSHA lessons to be learned and things to think about from the recent Third Department case in Silvestri v. New York City Transit Authority, 2017 N.Y Slip Op 06123 (August 10, 2017). In Silvestri, the Third Department affirmed a decision by the Workers’ Compensation Board that the widow of a deceased employee working at ...
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Tips for Securing Insurance Recoveries for Losses From Hurricane Harvey

Hurricane Harvey tore up large areas of the Texas Gulf Coast with gale-force winds and storm surge, and then inundated vast areas, including Houston, with unprecedented amounts of rain.  Many businesses in those areas are still shut down and operations are only slowly being restored.  Moreover, refineries have been shut down which means that companies ...
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Is Your Company’s Hurricane Plan Ready?

With the first tropical storm of the season bearing down on the Gulf Coast, it is a good time to dust off your HR Department’s Hurricane Plan and make sure it is up to date. If you don’t have one, it is an even better time to put one together. Attachedis Cozen O’Connor’s HR Guide for ...
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Walking The E-Verify Tightrope: The Balance Between Compliance And Avoiding Discrimination Claims

Here’s the skinny: the Trump administration wants to make E-Verify mandatory for all employers. The electronic database that immediately confirms an individual’s eligibility to work in the United States has been promoted as a necessary step in the ramp-up to heightened immigration enforcement, which is a major focus of the new administration. President Trump’s first ...
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Franchisors: Protecting Trade Secrets Under Texas Law

Franchisors frequently face this common scenario: upon termination or expiration of a franchise agreement, the franchisee leaves the system with the franchisor’s confidential information and trade secrets and – worse – attempts to use that information in a competing business. Confidential information – including secret recipes, proprietary processes and customer lists – is the lifeline ...
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Cybercrime and Data Breach a Rising Threat to all Employers

Over the past six months, we have observed a significant uptick in inquiries about data breach and other cyberthreats from area businesses.  We are asked about pursuing claims for recovery of funds lost due to fraud by hacking, state notification procedures in the event of a data breach affecting employees, and general questions about how ...
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