Insurance & Loss Prevention - HospitalityLawyer.com®

Death in Airbnb Rental Raises Liability Questions

by NY Times in Insurance & Loss Prevention, Lodging, Safety & Security. Posted November 16, 2015

By ROB LIEBER There is no better — or sadder — way to explain how Zak Stone’s father died in a vacation rental than how he did himself this week, so this is how he began the essay he wrote for the online magazine Matter. “The rope swing looked inviting. Photos of it on Airbnb ...

Contracts With Insurance Brokers: Do’s and Don’ts

by Finley Harckham in Insurance & Loss Prevention. Posted September 27, 2015

Insurance brokers are among the most important suppliers that any company deals with. Yet, often the arrangement between brokers and their clients consists of nothing more than a broker of record letter, or even a verbal authorization to present insurance proposals. As a general rule, a written agreement that addresses the scope of services provided ...

Would You Drop to the Floor If Shooting Broke Out In Your Workplace?

by Howard Mavity in Insurance & Loss Prevention, Safety & Security. Posted September 14, 2015

With depressing regularity, we receive calls asking for guidance in evaluating and responding to potential workplace violence threats. The threats are rarely serious but in this era, one can never ignore concerns. There are no easy formulas to determine if a threat is genuine. If you review the factors that may indicate that someone is ...

Gun Violence in America

by The Soufan Group in Insurance & Loss Prevention, Safety & Security. Posted August 31, 2015

Bottom Line Up Front: While terrorism dominates U.S. political and foreign policy concerns, the threat posed by domestic gun violence—from a statistical standpoint—far outweighs the threat of terrorism within the United States With over 30,000 gun-related deaths a year (less than half of which are murders, and the rest suicides and accidental deaths), the United ...

Crime Prevention Through Environmental Design

by Donald Decker in Insurance & Loss Prevention, Lodging, Safety & Security. Posted August 6, 2015

The hospitality industry provides or the safety and security of its patrons and employees on its premises. This responsibility extends to all parts of the premises to which patrons and employees may be expected to go and to those parts of the premises that the business has led the patrons and employees to believe they ...

Foreign Trip Travel Insurance and Evacuations

by Scott West in Insurance & Loss Prevention, Travel. Posted August 6, 2015

One of my clients recently requested foreign trip travel insurance to Kurdistan through a major insurance company. While discussing the proposal with the underwriter, I asked if Kurdistan was on a no-travel list. Her response: “Oh, it should be fine!” Somewhat perplexed by her reaction, I politely informed her that Kurdistan is a province in ...

Ebola and Terrorism Threaten African Tourism

by David Pratt in Insurance & Loss Prevention, Safety & Security, Travel. Posted August 6, 2015

African tourism was severely impacted by the global recession that started around 2008. In 2013 we started seeing signs of a recovery, with the number of tourists increasing by over 5%, or three million, over 2012. This increase created a positive anticipation that 2014 would be the year in which normality returned to the tourism ...

Think Your Workers’ Compensation Covers Everything? Think Again!

by Petra Risk Solutions in Human Resources, Insurance & Loss Prevention. Posted August 6, 2015

You might think your workers’ compensation covers all work-related injuries and illnesses. This could prove a costly mistake. In most cases, workers’ compensation will cover work-related injuries and illnesses. But in certain special circumstances—which might apply to your company—the basic workers’ compensation policy will not provide coverage. This could leave your company on the hook for a costly workers’ compensation claim. Out-of-State Coverage On any work ...

Don’t Settle Away Your Liability Insurance

by Diana Shafter Gliedman in Insurance & Loss Prevention, Legal. Posted August 5, 2015

When settling a lawsuit against your company, you should do everything you can to keep your insurance company aboard. If the insurance company unreasonably refuses consent to a fair settlement, though, be prepared to fight. Most hotels buy commercial general liability insurance to ensure that if they are sued by a third party, their insurance ...

Maximizing Coverage for Additional Insureds

by David Bender in Food & Beverage, Insurance & Loss Prevention, Legal, Lodging. Posted August 5, 2015

Co-Authored by: Diana Shafter Gliedman The hospitality industry relies on insurance coverage to protect against a wide range of risks, from simple slip-and-falls to devastating property damage. Every entity is different, and selecting the most appropriate insurance coverage for a particular property or company is crucial. Yet it is increasingly common for members of the hospitality industry to ...

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