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Understanding Post-Storm Business Interruption Coverage

by Anderson Kill in Insurance & Loss Prevention, Risk Management, Safety & Security. Posted November 30, 2017

The full extent of economic damage from this year’s devastating hurricanes—Harvey, Irma, Juan and Maria—will not be evident for some time. That impact is likely to extend well beyond the Gulf states, Puerto Rico and the Virgin Islands to the greater United States and even global economy. Damage to major oil refineries and chemical, plastics ...

6 Ways to Protect Yourself Against a Data Breach

by Liz Salkin in Insurance & Loss Prevention, Safety & Security, Technology, Travel. Posted November 14, 2017

The threat of credit card data breaches and hacks throughout companies is unfortunately becoming more common as the world expands globally and technologically. As a traveler, the last thing you want to worry about is whether or not a stranger will gain access to your personal and company information through your credit card or other ...

An Often Overlooked Tool in Workplace Safety Prevention: The Near-Miss Investigation

by John Ho in Insurance & Loss Prevention, Risk Management, Safety & Security. Posted October 11, 2017

OSHA defines a near miss as an incident in which no property was damaged and no personal injury was sustained, but where, given a slight shift in time or position, damage or injury easily could have occurred. Put simply, someone got lucky. Because there was no damage, these near miss incidents are often ignored or ...

Cyber Insurance: Get What You Pay For

by Fisher Phillips in Insurance & Loss Prevention, Risk Management. Posted October 7, 2017

Due to the increasing number of successful and attempted cyber-attacks and increased government scrutiny surrounding protection of confidential information, companies cannot ignore the various risks associated with potential data breaches. The result is that more and more companies are considering and purchasing cyber insurance. Companies are increasingly recognizing that customer names, customer financial data, credit ...

The Importance of Reporting Workplace Injuries

by John Ho in Insurance & Loss Prevention, Legal, Safety & Security. Posted October 3, 2017

There are some OSHA lessons to be learned and things to think about from the recent Third Department case in Silvestri v. New York City Transit Authority, 2017 N.Y Slip Op 06123 (August 10, 2017). In Silvestri, the Third Department affirmed a decision by the Workers’ Compensation Board that the widow of a deceased employee working at ...

Tips for Securing Insurance Recoveries for Losses From Hurricane Harvey

by Finley Harckham in Insurance & Loss Prevention. Posted August 31, 2017

Hurricane Harvey tore up large areas of the Texas Gulf Coast with gale-force winds and storm surge, and then inundated vast areas, including Houston, with unprecedented amounts of rain. Many businesses in those areas are still shut down and operations are only slowly being restored. Moreover, refineries have been shut down which means that companies ...

Is Your Company’s Hurricane Plan Ready?

by David Barron in Human Resources, Insurance & Loss Prevention, Legal. Posted July 13, 2017

With the first tropical storm of the season bearing down on the Gulf Coast, it is a good time to dust off your HR Department’s Hurricane Plan and make sure it is up to date. If you don’t have one, it is an even better time to put one together. Attachedis Cozen O’Connor’s HR Guide for ...

Cybercrime and Data Breach a Rising Threat to all Employers

by Bryan Carey in Insurance & Loss Prevention, Risk Management, Safety & Security, Technology. Posted May 4, 2017

Over the past six months, we have observed a significant uptick in inquiries about data breach and other cyberthreats from area businesses. We are asked about pursuing claims for recovery of funds lost due to fraud by hacking, state notification procedures in the event of a data breach affecting employees, and general questions about how ...

Hackers Use New Tactic at Austrian Hotel: Locking the Doors

by Dan Bilefsky in Insurance & Loss Prevention, Legal, Lodging, Risk Management, Safety & Security. Posted January 31, 2017

Hackers Use New Tactic at Austrian Hotel: Locking Doors The ransom demand arrived one recent morning by email, after about a dozen guests were locked out of their rooms at the lakeside Alpine hotel in Austria. The electronic key system at the picturesque Romantik Seehotel Jaegerwirt had been infiltrated, and the hotel was locked out ...

Binary Treachery: Defending Yourself from Attacks Coming at the Speed of Light

by David Denney in Food & Beverage, Insurance & Loss Prevention, Risk Management. Posted January 10, 2017

It seems these days that not a month goes by when one does not hear about a major company’s network infrastructure being hacked. Major retailers (including bars and restaurants), insurance companies, payment systems and even Experian, the credit reporting agency, have been victims of cyber attacks resulting in the theft of the personal information of ...

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