Insurance & Loss Prevention - HospitalityLawyer.com®

Active Shooting: It Can’t Happen Here

by admin in Food & Beverage, Insurance & Loss Prevention, Lodging, Safety & Security, Travel. Posted July 28, 2014

After almost every active shooting in the United States the residents of the victim city invariably say, “It can’t happen here”. But it does and in every state. From Hawaii and Alaska to Maine and Florida, active shooter deaths or workplace violence homicides have plagued communities. No state is immune. No community is unaffected by its brutality, insanity ...

Emergency Preparedness

by admin in Insurance & Loss Prevention, Safety & Security. Posted July 22, 2014

Safety During Severe Weather Depends on you With the summer Atlantic hurricane season upon us, now is a good time to review storm emergency preparation procedures and to assemble the necessary supplies to sustain you and your family should your area be hit by devastating winds, rains and flooding. For those who do not live ...

To the World Cup and Beyond: Efective Risk Management

by Paula Bonavides in Insurance & Loss Prevention. Posted June 1, 2014

Effective risk management (against calamities such as political unrest, violent crime, health problems, ransom kidnapping, automobile accidents, building fires, and the like) is correlated with intelligent decision-making. Sending off employees to a foreign country might expose them to the risk of contracting diseases they had never before imagined, or to completely different laws and traditions—or ...

Captive Insurance: A Growing Trend For Financial Institutions Looking To Enhance Their Risk Management

by Marshall Gilinsky in Human Resources, Insurance & Loss Prevention. Posted May 20, 2014

For over a decade, more and more financial services companies have used captive insurance companies as part of their overall risk management strategy. In its simplest sense, a captive insurance company is a wholly owned subsidiary of a policyholder’s parent company that underwrites and sells insurance to the parent and its subsidiary companies. Captive insurance ...

Hospitality Workers’ Compensation Insurance Costs and Solutions

by Todd Seiders in Human Resources, Insurance & Loss Prevention. Posted May 19, 2014

The worst kind of pain is self-inflicted pain. Workers’ comp insurance rates have skyrocketed in the past 18 months. The higher rates are due to increased medical costs, the unknown factors of Obamacare, and employees making more claims due to the recession and their fear of being laid off or losing hours. Many companies have ...

In Flight Cameras Would Assist in Accident Reconstruction, Crew Training and Enhanced Passenger Safety

by Steve Cocco in Human Resources, Insurance & Loss Prevention, Safety & Security, Travel. Posted May 8, 2014

With the final chapter on Malaysian Air flight #370 still unwritten, many aviation and security analysts seem to have attributed the tragedy to a sinister event, perhaps on the part of the pilot in command or the first officer. Some have speculated that another crew member might have been responsible or even a passenger or ...

Insurance Recovery for Business Interruption & Slowdown

by Anderson Kill in Insurance & Loss Prevention. Posted April 14, 2014

What happens when a hotel suffers property damage, whether by natural disaster or man-made accident, and is forced to close some or all of its rooms, amenities or services? It is important to understand how insurance can protect you from the resulting financial loss. In addition to potential recovery for property damage from your property/casualty ...

Weathering the Storm with “Crisis Response” Insurance

by Jeffrey Schulman in Insurance & Loss Prevention, Safety & Security. Posted April 7, 2014

In any moment of decision, the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing. — Theodore Roosevelt Families save hard-earned dollars looking forward to an upcoming vacation or get-away. Our basic demands are few but fundamental. The ...

Recent Hotel Incidents Serve as Cautionary Tales of Carbon Monoxide Health and Legal Risks

by admin in Insurance & Loss Prevention, Lodging, Safety & Security. Posted March 26, 2014

Recently media exposure regarding the dangers of carbon monoxide poisoning in hotels, motels, and resorts has seemed to increase. The issue has garnered attention among such major media outlets as ABC News’ 20/20,USA Today, andCNN. With good reason – a 2013 USA Today investigation showed that, “eight people have died and at least 170 others have been treated ...

Duty Bound

by Fatima Durrani Khan in Insurance & Loss Prevention, Safety & Security, Travel. Posted March 10, 2014

“Duty of care” is the new buzzword across the travel risk management industry, as corporate travel managers increasingly recognize their central role and responsibility in creating a strong, balanced business travel policy that protects their employees. Though duty of care has existed in common law for a long time, the application of duty of care laws to the ...

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